Comprehensive data detailing the number of American expatriates working abroad and insured for medical care is limited. The U.S. government does not maintain precise records of citizens living overseas, and insurance companies typically do not disclose detailed information about their policyholders’ demographics. Nor is there information about the number of foreign nationals working in the United Staes – expats from their own countries but potentially requiring care in the complex and costly US healthcare system.
American expatriates obtain international health insurance to ensure access to medical services while abroad. The choice of insurance often depends on the healthcare system of the host country, employment benefits, and personal preferences.
For instance, countries with universal healthcare systems may require expatriates to contribute to the national health insurance scheme, while others might necessitate private health insurance coverage. Additionally, some nations mandate proof of health insurance as a legal requirement for residency or work permits.
While Mexico has the largest number of identified Americans living there – approximately 800,000 – most are retires. Most workers are in countries with robust economies and job markets with cultural appeal – Canada, UK, UAE, Germany. However, the more remote or undeveloped the country the more difficult it will be to organize needed healthcare including specialized care and complex surgery. More and more workers with disabilities or immunocompromised and seeking and being offered positions abroad. They should work with their insurers and providers in advance to identify resources and options. Additionally, families with children should have a clear understanding of pediatric care challenges and local immunization requirements. There should be a clear understanding of the benefits provided and potential out-of-pocket costs.
Regardless of who the insurance carrier may be, The most important consideration will be the quality, local knowledge and cost-effectiveness of AP Companies actually arranging the medical care, logistics, payment guarantees and medical network access. By providing assistance services and case management for both the expat community and maritime industry, AP Companies has developed to the skills and the vast medical network to provide the highest quality services available.
AP Group has an experienced management team supported by skilled and dedicated staff covering 180 countries.
We build the critical solutions that help our Clients: medical insurance companies and cruise lines, airlines and airports, hotels and railways, search engines, travel agencies, tour operations and improve the medical assistance experience, billions of times a year, all over the world.
AP Companies is able to satisfy the expectation of the most demanding healthcare and travel world-renowned insurance companies. Our medical provider network is comprised of medical facilities capable of handling all levels of medical care: from ground ambulances to hospitals, outpatient medical clinics, university hospitals, air ambulances, labs, vaccination centers, private practices, diagnostic centers, specialized medical units etc. to satisfy any possible healthcare need of our Clients, wherever they happen to be during their lifetime journey.
